Moneytree is implementing an AI-driven system to manage the timing of data updates. This new approach aims to provide our customers with more efficient and timely access to their financial data.
■ Implementation Date：November 22, 2024
■Target Group：Customers who have not subscribed to Moneytree
■Target Accounts : Personal bank accounts, Points, Digital wallet (excluding credit cards and stock accounts)
■ Requirements：No customer is required to handle this
How will AI manage data updates?
- Analyze patterns in data availability from various financial institutions
- Determine optimal update frequencies for each connected service
- Schedule data retrievals to ensure you have the most up-to-date information when you need it
Will this affect how I use Moneytree?
No, these changes happen behind the scenes. You'll continue to use Moneytree as you always have, but you may notice that your data is more consistently up-to-date.
Will I notice any changes when my data is updated?
You might notice some changes in the timing of data updates. Our AI system optimizes the update schedule based on each bank's data refresh patterns. This means:
- Update times may differ from what you're used to.
- Different accounts might update at different frequencies.
Be aware that there may be a time lag in displaying your transaction data due to the timing of data refreshes.
With a Moneytree Grow subscription, new users get a one-month free trial and enjoy near real-time data refreshes for most accounts. The subscription includes budget management functionality, monthly reports, and various insights such as Subscriptions Overview and Utilities Insights to help manage personal finances. Please note that some data refreshes for complex accounts may not be available to refresh on-demand. In addition, the Android version is limited in some functions.
If you would like to learn more, please visit the following websites
Moneytree Grow Plan Introduction
We hope you will consider using Moneytree Grow.
For details on application methods for the paid plan, please click here.
Is my data still secure with this new AI management ?
Absolutely. We stand by our principle that "Your data belongs to you.” Our commitment to data privacy and security remains unchanged. From the system design stage, Moneytree develops services that combine global standard security best practices with high usability so that you can continue to use our services with peace of mind.
If you have any questions, please feel free to contact our support.